Relocation
Relocating to Silicon Valley for work.
A new role in Silicon Valley often comes with a tight move-in date and a lot of unknowns. Hong helps relocating professionals compare neighborhoods by commute and budget, tour homes remotely, and line up a purchase or rental around their start date.
May be a good fit if…
- You are moving to the Bay Area for a new job.
- You are buying from another state or from overseas.
- You want to compare neighborhoods by commute before you arrive.
What to know
Commute first
Caltrain, VTA light rail, BART, and US-101, I-280, and I-880 shape daily commutes. Compare door-to-door times before choosing an area.
Plan around your start date
A short-term rental can bridge the gap so you can buy without rushing. Many relocation packages help with temporary housing.
Talk to a lender early
Lenders treat bonus and stock-based income differently. A pre-approval shows what counts toward your budget.
Questions worth asking
- Which neighborhoods fit my commute and budget?
- Should I rent first or buy right away?
- How will a lender count my bonus or stock income?
Frequently asked questions
Can I buy a home before I move to the Bay Area?
Often, yes. Video tours, electronic signatures, and remote notarization can cover most steps, and a local inspection gives you eyes on the property.
Can I buy a home on a work visa?
Generally yes. There are usually no citizenship requirements to buy, and some lenders offer programs for non-permanent residents. Requirements vary by lender.
Does stock compensation count as income for a mortgage?
Sometimes. Lenders have their own rules for RSUs and bonuses, often based on history and vesting. A loan officer can tell you what counts.
Related reading
Want advice for your situation?
Hong Thi Kim Nguyen, California real estate salesperson, DRE #02092358 (NMLS #1910694), licensed under Century Financial Group, Corp. (DRE #01930905). Educational information only; not legal, tax, or financial advice. Timelines and results vary with the property and market. Contact: (714) 617-7534.